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Hope for Homeowners

We are an approved Hope for Homeowners lender!


Are you upside-down on your mortgage?  Then this program is for you!


As part of the new bailout package passed recently by congress, money has been set aside to help homeowners who owe more on their home than it's worth to refinance into a lower fixed rate at 90% of the current appraised value.


Program Highlights:


  • Mortgage late payments acceptable.
  • Primary residence only.
  • Must be employed with documented income to support mortgage payment.
  • As of March, 2008, borrower's total monthly mortgage payment must be greater than 31% of their total monthly gross income.
  • Original mortgage must have been originated prior to Jan 1, 2008.
  • Can refinance out of any type of mortgage, not just FHA mortgages (VA, conventional, subprime, reverse, negative amortization all acceptable).
  • Borrower cannot own any other properties.
  • 1 unit properties only.

For more details about the program, or to find out if you qualify, please fill out our Quick Quote form on the right, or our refinance advisor form.

Quick Quote


** Financing currently not available for loan **

** amounts < $100,000 or credit scores < 620 **


Name:  

Type of Loan:  

Credit History:  

Estimated Credit Score: 

Home Value:  

Loan Amount:  

Phone:  

Email:  

Notes/Comments:  

 


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