Welcome to Bad Credit Mortgage Help. We are advocates for people with past credit problems and experts at helping people with imperfect credit qualify for a mortgage with reasonable terms. We offer Home Loans for people with past credit problems at the Lowest Mortgage Rates in the country. We have decades of experience with many Bad Credit Mortgage programs such as FHA Home Loans, VA Home Loans, FHA Streamline Refinances, VA Streamline Refinances, USDA Rural Housing Loans and more.
To find out what you qualify for, please fill out our inquiry form to set up a free consultation.
January, 2010 RJ Baxter Colorado Mortgage Blog- New Blog!
RJ Baxter Colorado Mortgage Blog- New Blog!
I have started a new blog where I will be doing all of my blogging moving forward. Instead of having several blogs, the new blog will help centralize my posts. This will give my subscribers more fresh content.
I encourage you to visit the new blog at this link and move your email subscription there: RJ Baxter Colorado Mortgage
posted by RJ Baxter January 21, 2010 9:00 | permalink | comments(0) | Mortgage Options RJ Baxter's 3 First Time Home Buyer Mistakes and How to Avoid Them
RJ Baxter of First Mortgage Corp, Evergreen, Colorado can help you achieve the dream of home ownership- but don't go into the process blind. Heed RJ Baxter 's advice and avoid these 3 common first time home buyer mistakes.
RJ Baxter 's Mistake #1: Not employing the services of a Realtor.
One of the most common mistakes I see is avoiding hiring a Realtor. Many first time home buyers think that a Realtor is costly and ... >>full
posted by RJ Baxter January 15, 2010 15:50 | permalink | comments(0) | First Time HomebuyersJuly, 2009 Credit Card Accountability, Responsibility, and Disclosure Act
On Friday, May 22nd, the government passed sweeping reforms of the credit card industry. The bill, commonly called "CARD," is designed to clamp down on the ways in which credit card companies can charge consumers, bump up rates, and how they must disclose terms.
Although the law is designed to protect consumers, the end effect may be to hurt consumers. Credit card companies have relied on income streams to the tune of billions ...
posted by RJ Baxter July 03, 2009 10:37 | permalink | comments(0) | Credit RepairJune, 2009 Rapid Rescore Not Accepted By Most Lenders
A Rapid Rescore is a product offered by credit reporting companies that enables someone to make quick changes to their credit report and then generate a new credit score based on the changes. A great idea, yes, but the problem is that in today's market of tight credit, most lenders will not consider a fico score generated by a Rapid Rescore model.
Why is this? If the information is updated, then wouldn't the new ...
Don't look now, mortgage rates have risen to the highest level we have seen since last fall. Rates are still excellent, however, and sit now in the mid-5%'s.
The rise in rates may derail the recovery of the housing market which has been showing signs of life in recent weeks. The key is whether or not potential home buyers decide to continue with their plans to buy a home or pull back with ...
The threat of impending inflation is looming which has spooked the markets and led to sell-off of bonds over the past week, driving mortgage rates up. However, bonds are making a rebound today and there are rumors that the government could make another effort to push rates down.
If this does happen, it would be a good idea to take ...
The USDA Rural Housing Program is one of the longest-running government backed mortgage programs in existence today. And the great thing about it is that little has changed in recent years with the program despite all of the tightening we have seen in the credit markets.
The Colorado USDA Rural Housing Loan and Nationwide USDA Rural Housing Loan offers Low Mortgage Rates, 100% financing, and you can even finance improvements up to the value ...
The FHA Streamline Refinance program does not require a credit check or appraisal, you only have to have been on time with your mortgage payments for the past 12 months and have a job.
