Welcome to Bad Credit Mortgage Help. We are advocates for people with past credit problems and experts at helping people with imperfect credit qualify for a mortgage with reasonable terms. We offer Bad Credit Home Loans at the Lowest Bad Credit Mortgage Rates in the country. We have decades of experience with many Bad Credit Home Loan programs such as FHA Home Loans, VA Home Loans, FHA Streamline Refinances, VA Streamline Refinances, USDA Rural Housing Loans and more.
To find out what you qualify for, please fill out our inquiry form to set up a free consultation.
July, 2009 Credit Card Accountability, Responsibility, and Disclosure Act
On Friday, May 22nd, the government passed sweeping reforms of the credit card industry. The bill, commonly called "CARD," is designed to clamp down on the ways in which credit card companies can charge consumers, bump up rates, and how they must disclose terms.
Although the law is designed to protect consumers, the end effect may be to hurt consumers. Credit card companies have relied on income streams to the tune of billions ...
posted by RJ Baxter July 03, 2009 10:37 | permalink | comments(0) | Credit RepairJune, 2009 Rapid Rescore Not Accepted By Most Lenders
A Rapid Rescore is a product offered by credit reporting companies that enables someone to make quick changes to their credit report and then generate a new credit score based on the changes. A great idea, yes, but the problem is that in today's market of tight credit, most lenders will not consider a fico score generated by a Rapid Rescore model.
Why is this? If the information is updated, then wouldn't the new ...
Don't look now, mortgage rates have risen to the highest level we have seen since last fall. Rates are still excellent, however, and sit now in the mid-5%'s.
The rise in rates may derail the recovery of the housing market which has been showing signs of life in recent weeks. The key is whether or not potential home buyers decide to continue with their plans to buy a home or pull back with ...
The threat of impending inflation is looming which has spooked the markets and led to sell-off of bonds over the past week, driving mortgage rates up. However, bonds are making a rebound today and there are rumors that the government could make another effort to push rates down.
If this does happen, it would be a good idea to take ...
The USDA Rural Housing Program is one of the longest-running government backed mortgage programs in existence today. And the great thing about it is that little has changed in recent years with the program despite all of the tightening we have seen in the credit markets.
The Colorado USDA Rural Housing Loan and Nationwide USDA Rural Housing Loan offers Low Mortgage Rates, 100% financing, and you can even finance improvements up to the value ...
The FHA Streamline Refinance program does not require a credit check or appraisal, you only have to have been on time with your mortgage payments for the past 12 months and have a job.
Bad Credit Mortgage Help is seeking guest authors to contribute to this blog. If you are an expert in an industry related to Bad Credit and/or Real Estate and would like to be a contributor to this blog, email us at info@badcreditmortgagehelp.org.
Bad Credit Mortgage Help receives over 1200 search engine hits per month as well as several hundred additional hits from inbound links every month.
Increase your exposure and your website search engine ranking ...
More and more lenders are now requiring a 620 minimum credit score for any type of transaction. This is up from the 580 minimums we saw just a couple months ago.
